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  • National Association of Realtors (NAR): Founded in 1908 (though not mentioned in this text), NAR trademarked "Realtor" to refer to its members who adhere to its code of ethics.

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    • Real Estate Settlement Procedures Act (RESPA): Enacted in 1974, RESPA prohibits real estate brokers from receiving compensation from lenders for referring clients to specific lenders, ensuring transparency during settlements.

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    • Flat-Fee Services: Some modern variations include flat-fee real estate agents who charge a fixed amount rather than a percentage commission; they list properties on MLS while leaving direct negotiations up to sellers themselves.



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      Changing Roles and Regulations:

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      • In Florida (after 1992) and Colorado (after 1994), options were created where no fiduciary relationship exists between brokers and clients unless explicitly stated.

      • Dual agency practices have been abolished in these states where both listing and selling agents represent the seller exclusively.

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        These points highlight how the profession has evolved over time concerning licensing requirements, service roles, educational mandates, regulatory changes like RESPA, and industry innovations such as flat-fee services.

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